Now with NO DECLINE QUESTION!  Excellent rates and you can FIELD ISSUE when your client applies online.  No waiting for confirmations or ID Cards, instant issue from your computer.

Pre-Existing Condition Period and Maximum Coverage Period

State

Pre-x Period

Max coverage period
Alabama 60 Months 12 Months
Alaska 60 Months 12 Months
Arizona 60 Months 12 Months
Arkansas 60 Months 12 Months
California 6 Months 6 Months
Colorado 12 Months 6 Months
DC 60 Months 12 Months
Delaware 60 Months 12 Months
Florida 60 Months 12 Months
Georgia 12 Months 6 Months
Hawaii 60 Months 12 Months
Idaho 6 Months 12 Months
Illinois 24 Months 12 Months
Indiana 12 Months 6 Months
Iowa 60 Months 12 Months
Kansas 60 Months 12 Months
Kentucky 12 Months 12 Months
Louisiana 6 Months 12 Months
Maine 24 Months  * 12 Months 
Michigan 60 Months 6 Months
Mississippi 60 Months 12 Months
Missouri 12 Months 6 Months
Nebraska 60 Months 12 Months
Nevada 60 Months 6 Months
New Hampshire 24 Months 6 Months
New Mexico 60 Months 12 Months
North Carolina 12 Months 12 Months
North Dakota 12 Months 6 Months
Ohio 60 Months 6 Months
Oklahoma 60 Months 12 Months
Oregon 60 Months 180 Days
Pennsylvania 60 Months 12 Months
Rhode Island 60 Months 12 Months
South Carolina 12 Months 12 Months
South Dakota 12 Months 6 Months
Tennessee 60 Months 12 Months
Texas 12 Months 12 Months
Utah 12 Months 11 Months
Virginia 12 Months 6 Months
Washington 60 Months 12 Months
West Virginia 60 Months 12 Months
Wisconsin 60 Months 12 Months
Wyoming 6 Months 12 Months
     
   
* Residents of Maine: If previously covered by a short term plan in the past 12 months, 
   the new coverage period combined with previous coverage period cannot exceed 12 months

Sign into the Producer Zone and Get Your Personalized Quoting Link and Track Your Sales

Insurance Services of America 1757 E. Baseline Road, Suite 126 * Gilbert * AZ  85233 * (800) 647-4589 * (480) 821-9297 Fax * info@ISAbrokers.com